Finance calculators

Us Inflation Calculator

Updated Sep 10, 2026 By Infinity Calculator
Latest U.S. Inflation Data
Current Inflation Rate The year-over-year change in the Consumer Price Index over the most recent 12 months.
3.40%
Trailing 12-month, July 2026 (BLS CPI-U)
2025 Annual Rate
2.63%
2025 average vs 2024 (BLS published no October 2025 index)
2024 Annual Rate
2.95%
Full-year average, 2024 vs 2023
Core Inflation Rate Core inflation excludes volatile food and energy prices to show the underlying price trend.
2.50%
Excludes food & energy, July 2026
CPI Index Value Consumer Price Index — the average change over time in prices paid by urban consumers for a basket of goods and services (1982–84 = 100).
333.918
CPI-U, July 2026. Source: U.S. BLS
Latest data: July 2026, released August 12, 2026. Next scheduled BLS release: September 11, 2026.
Calculate Inflation
Calculation Mode
Quick-select a start year:
Results
 
StatisticValue
Inflation-Adjusted Value
Cumulative Inflation RateThe total percentage change in prices across the entire period from start to end.
Average Annual Inflation Rate
Total Dollar Increase
CPI Value in Start Period
CPI Value in End Period
Annual Inflation Rate in Start Year
Annual Inflation Rate in End Year
Cumulative Inflation Over Time
Cumulative inflation percentage from the start year, year by year.
View underlying data table (Chart 1)
YearCPICumulative Inflation %
Purchasing Power Erosion Over Time
Buying power of the original amount measured in start-year goods, declining over time.
View underlying data table (Chart 2)
YearCPIEquivalent Buying Power
Step-by-Step Solution

Introduction

This U.S. inflation calculator shows how the buying power of the dollar changes over time. Enter any dollar amount, pick a start year and an end year, and the tool will tell you what that money is worth after inflation. It uses official Consumer Price Index (CPI) data from the U.S. Bureau of Labor Statistics, with records going back to 1913 and estimates reaching as far back as 1800.

Inflation means prices go up over time. A dollar today buys less than a dollar did years ago. For example, something that cost $1 in 1924 would cost much more in 2026 because of rising prices. This calculator shows you exactly how much more.

You can use this tool to compare prices across any two years, check how much your salary has kept up with rising costs, or see how savings lose value over time. The calculator also shows year-by-year charts, a full data table, and a step-by-step breakdown of the math behind every result.

How to Use Our US Inflation Calculator

Enter a dollar amount and two time periods to see how inflation has changed the value of your money. The calculator will show you what your dollars are worth after inflation, the total inflation rate, and a year-by-year breakdown with charts.

Calculation Mode: Pick "Annual" to compare full years, or pick "Month-Level Precision" if you want to choose exact months for your start and end dates.

Dollar Amount: Type the amount of money you want to adjust for inflation. This can be any number, like $1, $100, or $50,000.

Start Year: Choose the year your dollar amount is from. You can also click one of the quick-select buttons below the dropdowns to jump to a common year like 1950 or 2000.

Start Month: If you chose "Month-Level Precision" mode, pick the exact month for your start date. This field is hidden in Annual mode.

End Year: Choose the year you want to compare your money to. The start year and end year must be different.

End Month: If you chose "Month-Level Precision" mode, pick the exact month for your end date. This field is hidden in Annual mode.

Results update as you change any input. You can also press the Calculate button to run the calculation or the Reset button to clear your entries and start over. To save your results, click Export Data (CSV) to download a spreadsheet of the year-by-year inflation data.

What Is Inflation and How Does This Calculator Work?

Inflation is when prices go up over time. A dollar today buys less than a dollar did years ago. For example, a loaf of bread that cost $0.09 in 1930 costs over $4.00 today. The same money just doesn't stretch as far. This steady rise in prices is what economists call inflation.

The U.S. government tracks inflation using something called the Consumer Price Index (CPI). The CPI measures the average price of a "basket" of everyday goods and services, things like food, housing, clothes, gas, and medical care. Each month, the Bureau of Labor Statistics (BLS) checks thousands of prices across the country and updates the CPI number.2 When the CPI goes up, it means prices have gone up. When it goes down (which is rare), prices have dropped.

This U.S. Inflation Calculator uses CPI data going back to the year 1800 to show you how the value of money has changed. You enter a dollar amount, pick a start year, and pick an end year. The calculator then tells you what that money is worth after inflation. It works by comparing the CPI value from your start year to the CPI value in your end year. The math is simple: divide the end CPI by the start CPI, then multiply by your dollar amount.

You can use this tool to:

  • See how much past prices would be in today's dollars
  • Find out how much buying power you've lost over time
  • Compare wages, salaries, or costs across different years
  • Understand the cumulative inflation rate between any two years
  • View the average annual inflation rate for any time period

The calculator also shows two charts. The first chart shows how cumulative inflation grew year by year. The second chart shows how the buying power of your money shrank over that same time. Both charts help you see inflation's effect at a glance rather than just as a single number.

Data from 1913 to today comes directly from official BLS records.3 Data before 1913 uses historical price estimates, since the BLS did not exist yet. The calculator notes this difference whenever your date range crosses that boundary, so you always know how reliable the numbers are.

The trailing 12-month rate shown at the top of the calculator compares the latest monthly CPI-U with the same month one year earlier, the same 12-month change BLS reports in each monthly release.1 Understanding how inflation erodes returns is also critical for long-term financial planning.


Formulas used

Inflation-Adjusted Value
\text{Adjusted} = \text{Amount} \times \frac{\text{CPI}_{\text{end}}}{\text{CPI}_{\text{start}}}
Cumulative Inflation Rate
\text{Cumulative Rate} = \frac{\text{CPI}_{\text{end}} - \text{CPI}_{\text{start}}}{\text{CPI}_{\text{start}}} \times 100
Average Annual Inflation Rate
\text{Avg Annual Rate} = \left( \left( \frac{\text{CPI}_{\text{later}}}{\text{CPI}_{\text{earlier}}} \right)^{\frac{1}{n}} - 1 \right) \times 100
Total Dollar Increase
\text{Increase} = \text{Adjusted} - \text{Amount}
Year-Over-Year Inflation Rate
\text{Rate}_{y} = \frac{\text{CPI}_{y} - \text{CPI}_{y-1}}{\text{CPI}_{y-1}} \times 100
Purchasing Power (Buying Power Erosion)
\text{Buying Power}_{y} = \text{Amount} \times \frac{\text{CPI}_{\text{start}}}{\text{CPI}_{y}}

Frequently asked questions

What is the Consumer Price Index (CPI)?

The Consumer Price Index, or CPI, is a number that tracks the average price of everyday things people buy, like food, housing, gas, and clothes. The U.S. Bureau of Labor Statistics (BLS) updates it every month.1 When the CPI goes up, it means prices have gone up. This calculator uses CPI data to figure out how inflation has changed the value of your money.

What is the difference between cumulative inflation and average annual inflation?

Cumulative inflation is the total percentage that prices went up over the entire time period you picked. Average annual inflation is how much prices went up per year on average during that same period. For example, if cumulative inflation over 10 years is 30%, the average annual rate is about 2.66% per year.

What does purchasing power mean?

Purchasing power is how much stuff your money can buy. When prices go up because of inflation, your money buys less. So your purchasing power goes down. For example, $100 in 1990 could buy a lot more groceries than $100 can buy today.

What is core inflation?

Core inflation is the inflation rate with food and energy prices removed. Food and energy prices jump around a lot from month to month due to weather, oil supply, and other short-term factors. Core inflation strips those out to give a clearer picture of the long-term price trend.2

What is the CPI-U?

CPI-U stands for Consumer Price Index for All Urban Consumers. It covers over 90 percent of the U.S. population.2 It is the most widely used measure of inflation in the United States and is the version of CPI that this calculator uses for all years from 1978 onward.

Why is my start year and end year the same giving an error?

The calculator needs two different time periods to measure how prices changed. If the start and end are the same, there is no change to calculate. Pick a different start year or end year to fix this error.

What does a negative inflation rate mean?

A negative inflation rate means prices went down, which is called deflation. This is rare in the U.S. but has happened, such as during the Great Depression in the early 1930s.3 If you pick a time period where prices fell, the calculator will show a negative cumulative rate and your adjusted value will be less than your starting amount.


Sources

  1. Consumer Price Index (CPI) Home. U.S. Bureau of Labor Statistics. Accessed September 10, 2026.
  2. Consumer Price Index Frequently Asked Questions. U.S. Bureau of Labor Statistics. Accessed September 10, 2026.
  3. Consumer Price Index, 1913-. Federal Reserve Bank of Minneapolis. Accessed September 10, 2026.