Introduction
The 8th Pay Commission Salary Calculator shows what your pay could look like after the next pay revision. Put in your current basic pay and a few details, and it works out your new basic pay, allowances, gross salary, and take-home pay each month.
There are three tabs. Pick Central Government if you work for the centre. It uses the 7th CPC pay matrix, lets you choose your pay level and stage, and adds DA, HRA, and transport allowance. It also takes off NPS, CGHS, and income tax under the new tax regime, so you see a real net number. Pick State Government to use your state's expected fitment factor and DA. Pick PSU to see how your yearly CTC and its parts could grow.
Each tab gives you a side-by-side old vs new table, a monthly and yearly summary, a bar chart, and a full step-by-step solution with the math written out. You can also drag the what-if slider to test different fitment factors and see how much your salary changes.
These are projections, not official orders. The real 8th Pay Commission numbers are not out yet, so use this tool to plan and compare, not as a final pay slip.
How to use our 8th Pay Commission Salary Calculator
Pick your job type, type in your current pay and a few basic details, and the calculator shows your projected 8th Pay Commission basic pay, gross salary, net salary, tax, and the increase you can expect each month and year.
Employee category tab: Choose Central Government, State Government, or PSU at the top. Each tab asks for slightly different details.
Pay Level (7th CPC Matrix): Pick your pay level, from Level 1 to Level 18. This sets your transport allowance, CGHS amount, and the suggested fitment factor.
7th CPC Pay Stage: Pick the stage you are at in your level. This fills in your basic pay for you. You can still type a different number.
Current Basic Pay (₹): Type your basic pay per month in whole rupees, like 56100. Do not use paise.
Expected 8th CPC Fitment Factor: Type the multiplier you expect, such as 2.28. Your old basic pay is multiplied by this number to get your new basic pay.
7th CPC DA Percentage (%): Type the dearness allowance percent you get today, like 57.
Projected 8th CPC DA Percentage (%): Type the DA percent you think will apply when the 8th Pay Commission starts, like 70.
HRA City Category: Choose X city (30%), Y city (20%), or Z city (10%) based on where you are posted.
Current Basic Salary (₹) on the State tab: Type your monthly basic salary in whole rupees.
State: Pick your state. Each state has its own expected fitment factor, shown right below the box.
Projected DA Percentage (%) on the State tab: Type the DA percent you expect on your revised state pay.
Current CTC (₹ per annum) on the PSU tab: Type your full yearly package in whole rupees, like 1200000.
Designation Level: Pick Executive, Management, Senior Management, or Board Level. Each one has a different expected pay hike percent.
CTC Component Breakdown: You can type your yearly Basic Pay, DA + HRA, Allowances, and Other Benefits. Leave them blank and the calculator will split your CTC for you.
Calculate and Reset: Click Calculate Salary to see your results, charts, tax working, and step-by-step math. Click Reset to go back to the default values.
What-If slider: Drag the slider to test a different fitment factor or hike percent and see how your new salary changes right away.
What Is the 8th Pay Commission?
The Pay Commission is a group set up by the Central Government of India to review and revise the pay of its employees and pensioners. A new one is formed about every 10 years. The 7th Pay Commission pay rules started on 1 January 2016. The 8th Pay Commission was approved in January 2025, and the new pay is expected to apply from 1 January 2026. Until the final report is out, all 8th CPC salary figures are estimates.
How 8th Pay Commission Salary Is Worked Out
Your new pay starts from one number: your current basic pay. A fitment factor is multiplied with it to get your new basic pay. For example, a basic pay of ₹56,100 with a fitment factor of 2.28 gives a new basic pay of ₹1,27,908. The figures being discussed for the 8th CPC fitment factor mostly sit between 1.92 and 2.86.
After the new basic pay is fixed, the other parts are added on top:
- Dearness Allowance (DA): a percent of basic pay that rises with prices. When a new pay commission starts, DA usually resets to 0% because it is merged into the new basic pay. Projections for later years still include a DA figure.
- House Rent Allowance (HRA): 30% in X cities (big metros), 20% in Y cities, and 10% in Z cities.
- Transport Allowance (TA): a fixed amount based on your pay level, plus DA on that amount.
Basic pay + DA + HRA + TA = your gross salary.
What Gets Cut From Your Pay
Gross salary is not what lands in your bank. These are taken out to get your net salary:
- NPS: 10% of basic pay + DA for most employees who joined after 2004.
- CGHS: a small health scheme amount based on your pay level.
- Income tax: under the new tax regime, with a ₹75,000 standard deduction, a full rebate up to ₹12 lakh taxable income, and 4% cess on the tax.
Pay Levels and the Minimum Pay Floor
Central employees sit in Pay Levels 1 to 18 in the pay matrix. Level 1 is the entry grade and Level 18 is the Cabinet Secretary. Each level has a starting pay, and pay grows about 3% each year inside the level. Every level also has a minimum pay floor. If the fitment factor gives a number below that floor, the floor amount is used instead.
State Government Employees
State staff are not covered by the central pay commission. Each state makes its own pay revision, often after the central one, and picks its own fitment factor. Kerala and Tamil Nadu have tended to use higher factors, while some north-eastern states use lower ones. The basic idea is the same: new basic pay = old basic pay × state fitment factor, then DA is added.
PSU Employees
Public Sector Undertakings follow pay revision committees, not the CPC. Their pay is revised as a percent rise in the full CTC. Higher grades usually get a bigger percent. A typical CTC is split into basic pay, DA and HRA, other allowances, and extra benefits like PF and medical cover.
Key Terms to Know
| Term | Meaning |
|---|---|
| Basic Pay | The core pay that all other parts are worked out from. |
| Fitment Factor | The number your old basic pay is multiplied by. |
| Gross Salary | Total pay before any cuts. |
| Net Salary | Take-home pay after NPS, CGHS, and tax. |
| Pay Matrix | The table of levels and pay stages used by the Centre. |
The 8th Pay Commission has not given its final report yet. Fitment factors, DA rates, and allowance rules can change once the report is accepted by the government.