Finance calculators

Currency Calculator

Updated Jun 17, 2026 By Jehan Wadia
Currency Converter
Quick amounts:
1.00 USD = 0.86256817 EUR
Mid-market rate as of --:-- UTC
Conversion result
1.00 USD = 0.86 EUR
e.g. your bank charges 2.5% over mid-market.
After fee / spread
0.84 EUR
You lose 0.02 EUR vs mid-market.
Round-trip cost (convert & convert back)
0.95 USD
Round-trip loss: 0.05 USD (5.00%).
Multi-Currency Conversion
Target currencies
CodeCurrencyConverted amount
Use Your Own Exchange Rate
Result using your custom rate
250.00 USD = 1,062.50 (custom)
Historical Rate Lookup
Live Rates Dashboard
Code Currency Rate 24h change 24h trend Remove


Introduction

This free currency calculator lets you convert money between 34 world currencies in seconds. Just enter an amount, pick your currencies, and get results based on mid-market exchange rates. You can also see how much a bank fee or spread will cost you, so you know exactly what you lose on each conversion.

Beyond simple conversions, this tool lets you convert one amount into many currencies at once, plug in your own custom exchange rate, look up historical rates with charts, and view a live rates dashboard with 24-hour trends. Whether you are planning a trip, sending money abroad, or comparing rates from your bank, this calculator gives you the numbers you need to make smart choices with your money.

How to Use Our Currency Calculator

Enter an amount and pick two currencies to see how much your money is worth in another country's money. The calculator shows your converted amount, fee costs, historical rates, and a live rates dashboard.

Currency Converter

From Amount: Type the amount of money you want to convert. This is the number you start with.

From Currency: Pick the currency you are converting from. This is the money you currently have.

To Currency: Pick the currency you want to convert to. This is the money you want to receive.

Swap Button: Click the arrow button between the two currencies to switch them instantly.

Quick Amounts: Click a preset button like 100, 500, 1,000, 5,000, or 10,000 to fill in the amount fast.

Provider Fee / Spread (%): Enter the percentage your bank or money service charges on top of the exchange rate. The calculator then shows what you actually receive after that fee and what a full round-trip conversion would cost. If you need help figuring out how percentage markups work, our Percentage Calculator can assist.

Show Popular Currencies Only: Turn this switch on to shorten the currency dropdowns to only the most common currencies.

Multi-Currency Conversion

Base Amount: Type the amount you want to convert into several currencies at once.

Base Currency: Pick the currency you are starting with.

Target Currencies: Check the boxes for every currency you want to see results for. The table below updates with each converted amount.

Use Your Own Exchange Rate

Amount: Type the amount of money you want to convert using your own rate.

From and To Currency: Pick the two currencies for your custom conversion.

Your Rate: Enter the exact exchange rate you were quoted or want to test. The tool shows your result and compares it to the mid-market rate so you can see the difference.

Historical Rate Lookup

From and To Currency: Pick the two currencies you want to look up past rates for.

Date Range: Choose a preset time period like 1 week, 1 month, or 1 year. Pick "Custom dates" to type in your own start and end dates.

Start Date and End Date: These fields appear when you choose "Custom dates." Enter the dates you want to view. The chart and stats update to show the high, low, average, and percentage change for that period.

Live Rates Dashboard

Base Currency: Pick the currency all dashboard rates are measured against.

Invert Rates: Turn this switch on to flip the rates so you see how much of your base currency one unit of each target currency buys.

Add Currency: Type a currency code or name and click the plus button to add it to the dashboard table.

Major / All Tabs: Click "Major currencies" to see only the most traded currencies or "All currencies" to see every currency on your list.

Understanding Currency Conversion

When you travel to another country or buy something from a foreign store, you need to change your money into a different currency. This is called currency conversion. Every currency in the world has a value compared to every other currency, and that value is called an exchange rate. Exchange rates go up and down throughout the day based on trade, news, and how strong each country's economy is. If you are budgeting for an international trip, our Cost of Living Calculator can help you compare everyday expenses between countries, and the Flight Time Calculator is useful for planning your journey.

The mid-market rate is the fairest exchange rate between two currencies. It sits right in the middle of what buyers pay and what sellers ask for. Banks, airports, and money transfer services almost never give you this rate. They add a fee or spread on top, which is how they make money. This markup can range from less than 1% to over 5%, so it pays to compare providers before you exchange. For international online payments, you may also want to check the PayPal Fee Calculator to see what fees apply when sending money across borders.

A round-trip cost shows how much money you lose if you convert your money to another currency and then convert it back. Fees get charged both ways, so the total loss adds up fast. For example, if a provider charges 3% each way, you lose roughly 6% of your original amount. Knowing this helps you decide if a conversion is worth it. If you trade currencies actively, our Forex Profit Calculator can help you estimate profits and losses on trades, and the Margin Calculator is useful for understanding markups and spreads.

Looking at historical exchange rates can help you spot trends. If a currency has been getting weaker over time, you might want to exchange sooner. If it has been getting stronger, waiting could save you money. While past rates do not predict the future, they give you useful context for making smarter decisions with your money. Keep in mind that inflation also erodes purchasing power over time, so the real value of a currency involves more than just the exchange rate. For those investing internationally, tools like the Stock Profit Calculator, ROI Calculator, and Investment Calculator can help you evaluate returns denominated in foreign currencies, while the Gold Price Calculator is handy for pricing precious metals across different currency markets.


Frequently asked questions

What is a mid-market exchange rate?

A mid-market rate is the middle point between the buy price and the sell price of a currency. It is the fairest rate you can get. Banks and money services usually add a fee on top of this rate, so you get less money than the mid-market rate shows.

How many currencies does this calculator support?

This currency calculator supports 34 world currencies. These include major ones like USD, EUR, GBP, and JPY, as well as many others like BRL, ZAR, TRY, and NGN.

Can I convert one amount into many currencies at the same time?

Yes. Use the Multi-Currency Conversion section. Enter a base amount, pick your starting currency, then check the boxes for every currency you want to see. The table shows all results at once.

What does the provider fee or spread field do?

This field lets you enter the percentage fee your bank or money transfer service charges. The calculator then shows what you actually receive after that fee is taken out, so you can see exactly how much the service costs you.

What is a round-trip cost?

A round-trip cost is how much money you lose if you convert your money to another currency and then convert it back again. The fee gets charged both ways, so your total loss is roughly double the single fee percentage.

Can I enter my own exchange rate?

Yes. The "Use Your Own Exchange Rate" section lets you type in any rate you want. The tool then compares your custom rate result to the mid-market result so you can see if your quoted rate is fair.

How do I swap the from and to currencies?

Click the round arrow button between the two currency fields. This instantly switches the from currency and the to currency without clearing your amount.

Are the exchange rates in this calculator live?

The rates shown are mid-market reference rates for informational use. They give you a close estimate of current values, but they are not live trading rates. Always check with your bank or provider for the exact rate they offer.

How do I look up a past exchange rate?

Go to the Historical Rate Lookup section. Pick your two currencies and choose a time range like 1 week, 1 month, or 1 year. You can also pick "Custom dates" and type in your own start and end dates. The chart and stats will update to show rates for that period.

What does the invert rates switch do on the dashboard?

Normally the dashboard shows how much of each foreign currency one unit of your base currency buys. When you turn on invert rates, it flips this around and shows how much of your base currency one unit of each foreign currency buys.

Can I add or remove currencies from the live rates dashboard?

Yes. To add a currency, type its code or name in the "Add currency" field and click the plus button. To remove one, click the red X button next to it in the table.

What do the small trend lines on the dashboard mean?

Those are sparkline charts that show how each currency moved over the last 24 hours. A green line means the rate went up. A red line means it went down. They give you a quick visual of recent direction.

What does the 24h change percentage mean?

The 24h change shows how much a currency's rate moved in the last 24 hours, shown as a percentage. A green number with a plus sign means it went up. A red number means it went down.

Can I copy my conversion result?

Yes. Click the "Copy result" button next to the conversion result. The text is copied to your clipboard so you can paste it into an email, message, or document.

What does the popular currencies toggle do?

When you turn on "Show popular currencies only," the dropdown menus in the converter show only the 15 most commonly used currencies. This makes it faster to find major currencies like USD, EUR, GBP, and JPY.

How do I compare my bank's rate to the mid-market rate?

Enter your bank's quoted rate in the "Use Your Own Exchange Rate" section. The tool shows your result and the mid-market result side by side. The difference tells you how much extra your bank is charging.

Can I print the results?

Yes. Use your browser's print function. The calculator hides buttons and controls that are not needed on paper, so your printout looks clean and only shows the important numbers.

Why does the historical chart show different step sizes for different date ranges?

For short time ranges like one week, the chart shows daily data points. For longer ranges like six months or one year, it uses wider steps so the chart stays clear and easy to read without too many crowded data points.

What do the high, low, and average stats mean in the historical section?

High is the highest exchange rate during your chosen time period. Low is the lowest rate. Average is the mean of all rates in that period. These three numbers help you see the full range of how the rate moved.

Is this calculator free to use?

Yes. This currency calculator is completely free. There are no sign-ups, no hidden fees, and no limits on how many conversions you can do.