Introduction
This free hourly paycheck calculator shows you how much money you will take home after taxes and deductions. If you get paid by the hour, it can be hard to know your actual net pay before payday. Taxes like federal income tax, state income tax, Social Security, and Medicare all reduce your gross pay. Pre-tax deductions for things like health insurance and 401(k) contributions lower it even more.
This tool does the math for you. Enter your hourly wage, the number of hours you work each pay period, your filing status, and your state. The calculator estimates your federal and state tax withholdings, FICA taxes, and any deductions you add. It then shows your estimated take-home pay with a full breakdown of every dollar that comes out of your paycheck.
You can also add overtime pay, multiple pay rates, tips, bonuses, and both pre-tax and post-tax deductions. The calculator supports all 50 states, both the new W-4 (2020 and later) and the old W-4 format, and common pay frequencies like weekly, bi-weekly, and monthly. Whether you just started a new job or want to plan your budget, use this hourly paycheck calculator to see exactly where your money goes.
How to Use Our Hourly Paycheck Calculator
Enter your hourly wage, hours worked, and tax details below. The calculator will estimate your take-home pay after federal, state, and local taxes plus any deductions.
Paycheck Date: Pick the date you will get paid. This tells the calculator which tax rates to use.
Pay Frequency: Choose how often you get paid. Options include weekly, bi-weekly, semi-monthly, monthly, and more. If you are paid every two weeks, our biweekly paycheck calculator can also help, or try the weekly pay calculator for weekly schedules.
Hourly Rate and Hours Per Period: Type in your hourly pay rate and the total hours you work each pay period. Click "Add Another Rate" if you earn different rates for different jobs or shifts. If you need help tracking your hours, use a work hours calculator or time card calculator.
Overtime Rate and Hours: Click "Add Overtime" if you work overtime. Enter your overtime hourly rate and the number of overtime hours per pay period.
Additional Income: Enter any extra money you earn this pay period, such as tips, commissions, or bonuses. If you received a separate bonus, our bonus tax calculator can show how bonuses are taxed differently.
State: Select the state where you work. This sets your state income tax rate. If your state has no income tax, the calculator will tell you. For California-specific withholdings, try our California paycheck calculator.
Local Withholding: Enter the dollar amount your city or county takes out of each paycheck for local taxes. Leave this at zero if your area has no local tax.
W-4 Format: Choose "New W-4" if you filled out a W-4 form in 2020 or later. Choose "Old W-4" if your form is from before 2020. For more help with your withholding settings, see our IRS withholding calculator.
Filing Status: Pick the filing status that matches your W-4 form. Common choices are Single, Married Filing Jointly, or Head of Household.
Step 3 — Dependents Amount: If you use the new W-4, enter the yearly dollar amount from Step 3 for child and dependent tax credits.
Step 4a — Other Income: Enter any extra yearly income not from jobs, such as interest or dividends, from Step 4a of your new W-4.
Step 4b — Additional Deductions: Enter any extra yearly deductions beyond the standard deduction from Step 4b of your new W-4.
Step 4c — Extra Withholding: Enter any extra dollar amount you want taken out of each paycheck for federal taxes.
Federal Allowances: If you use the old W-4, enter the number of federal allowances you claimed.
State and Local Allowances: If you use the old W-4, enter your state allowances, additional state allowances, and local allowances as shown on your state tax forms.
Additional Withholdings: Enter any extra flat dollar amounts you want withheld each pay period for federal, state, or local taxes beyond the normal calculation. Our tax withholding calculator can help you determine the right amount.
Pre-Tax Deductions: Enter amounts for benefits that come out of your pay before taxes. These include medical insurance, dental, vision, 401(k), IRA, HSA, FSA, disability insurance, life insurance, and commuter plans. Pick whether each amount is a flat dollar, a percent of gross pay, a percent of net pay, or a per-hour rate.
Post-Tax Deductions: Enter amounts for items taken out after taxes. These include Roth 401(k) contributions, wage garnishments, and charitable donations.
Tax Exemptions: If you are legally exempt from certain taxes, select "Yes" and check each tax that does not apply to you. Most workers should leave this set to "No."
Calculate My Paycheck: Press this button to see your results. The calculator will show your estimated net pay, a full tax breakdown, a donut chart, and a step-by-step explanation of how your paycheck was calculated.
Clear / Start Over: Press this button to reset all fields back to their default values.
How Your Hourly Paycheck Is Calculated
An hourly paycheck is the money you take home after taxes and deductions are removed from your gross pay. Gross pay is the total amount you earn before anything is taken out. You find it by multiplying your hourly rate by the number of hours you worked. If you worked overtime, that pay gets added in too, along with any tips, bonuses, or commissions. If you want to convert your hourly earnings into an annual figure, use our hourly to salary calculator, or go the other direction with our salary to hourly calculator.
Once your gross pay is calculated, several things get subtracted from it. First come pre-tax deductions. These are things like health insurance premiums, 401(k) contributions, and HSA deposits. They come out before taxes are applied, which lowers the amount of income you pay taxes on.
Next, federal income tax is withheld based on your W-4 form, your filing status, and the IRS tax brackets. The more you earn, the higher the tax rate on your top dollars. Your employer also withholds Social Security tax at 6.2% of your wages (up to a yearly cap of $176,100 in 2025) and Medicare tax at 1.45%. If you earn over $200,000 a year, an extra 0.9% Medicare tax applies. You can see all of these combined using our payroll tax calculator.
Most states also charge a state income tax. The rate depends on where you work. Nine states — Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming — have no state income tax at all. Some cities and counties add a local income tax on top of that. A few states also withhold for disability insurance or family leave programs.
After all taxes are removed, post-tax deductions come out. These include things like Roth 401(k) contributions, wage garnishments, and charitable donations. What remains after every deduction and tax is your net pay — the actual amount deposited into your bank account. If you know your net pay and need to find the gross, our net to gross calculator can help.
Your pay frequency matters because it changes how much you receive per paycheck. Someone paid biweekly gets 26 paychecks a year, while someone paid semimonthly gets 24. The same yearly salary results in different paycheck amounts depending on how often you are paid. To see your earnings on a different time scale, try our annual income calculator or monthly income calculator.
This hourly paycheck calculator estimates your net take-home pay for a single pay period. It accounts for federal and state income taxes, FICA taxes, pre-tax and post-tax deductions, overtime, and additional income. Use it to plan your budget, compare job offers, or check that your pay stub looks right. For salaried employees, our general paycheck calculator may be a better fit. If you are self-employed, the self-employment tax calculator covers the additional taxes you owe. And to see how much of your gross pay actually goes to taxes, check out the effective tax rate calculator.