Introduction
Gross pay is the total amount of money you earn before taxes and deductions are taken out. Knowing your gross pay helps you plan your budget, compare job offers, and understand your paycheck. This free Gross Pay Calculator makes it simple to figure out exactly how much you earn.
Use the Hourly Gross Pay Calculator to add up your straight-time, overtime, and double-time pay in one place. The Salary Breakdown tool splits your annual salary into weekly, bi-weekly, semi-monthly, monthly, and quarterly amounts. You can also convert between bi-weekly and annual pay, turn an annual salary into an hourly rate, reverse-calculate gross pay from your net (take-home) pay, or track your year-to-date earnings and project your total for the year.
Each section shows a step-by-step solution and a clear formula so you can see exactly how the math works. Just enter your numbers, click Calculate, and get your results right away.
How to Use Our Gross Pay Calculator
This gross pay calculator helps you figure out how much money you earn before taxes and deductions. Enter your pay rate, hours, or salary details into any of the six tools below to get instant results with step-by-step breakdowns.
Hourly Gross Pay Calculator
Base Hourly Rate (ST): Enter your standard hourly pay rate in dollars. This is your normal rate before any overtime.
Straight-Time Hours: Enter how many regular hours you worked in one week.
Overtime (OT) Hours: Enter any overtime hours you worked. Leave this at 0 if you had no overtime.
OT Rate Multiplier: Set your overtime pay multiplier. The default is 1.5, which means time-and-a-half.
Double-Time (DT) Hours: Enter any hours paid at double time. Leave this at 0 if it does not apply to you.
DT Rate Multiplier: Set your double-time pay multiplier. The default is 2.0, which means double your base rate.
Add Rate: Click this button to add up to two extra pay rates. Use these for shift differentials, holiday pay, or a second job rate. Enter the dollar rate and hours for each.
Hour Rounding: Pick how precise your hours should be. Choose tenths, hundredths, or thousandths of an hour.
Pay Frequency — Select how often you get paid. The calculator will convert your weekly total into that pay period amount.
US State / Territory: Choose your state. The tool will warn you if your hourly rate is below your state's minimum wage.
Salary Gross Pay & Pay-Period Breakdown
Annual Salary: Enter your total yearly gross salary in dollars.
Pay Frequency: Select your pay schedule. The matching row in the results table will be highlighted so you can quickly see your per-paycheck gross pay.
Bi-Weekly ↔ Annual Salary Converter
Annual Salary (Annual → Bi-Weekly): Enter your yearly salary to find out how much you earn every two weeks.
Bi-Weekly Gross Pay (Bi-Weekly → Annual): Enter your bi-weekly paycheck amount to find out what it equals as a full-year salary.
Annual Salary → Hourly Rate Converter
Annual Salary: Enter your yearly salary in dollars.
Work Schedule: Pick the schedule that matches your workweek. Choose from a 35-hour, 37.5-hour, or 40-hour week. The calculator uses 261 business days per year for each option.
Net-to-Gross Reverse Calculator
Net Pay (Take-Home): Enter the amount you actually receive in one paycheck after all taxes and deductions.
Pre-Tax Deductions: Enter the total dollar amount taken from your pay before taxes each period. This includes things like 401(k) contributions and health insurance premiums.
Pay Frequency: Select how often you are paid. This is used to calculate your annualized gross pay.
Estimated Tax Withholding Rate: Enter your combined tax rate as a percentage. This should include federal, state, and FICA withholdings. A common starting estimate is 25%.
Year-to-Date (YTD) Gross Pay Tracker
YTD Gross Pay (so far): Enter your total gross earnings for the year before this current paycheck.
Current Period Gross Pay: Enter the gross pay amount for your current paycheck.
Pay Frequency — Select how often you get paid. This sets the total number of pay periods in the year.
Current Pay Period Number: Enter which paycheck number this is for the year. For example, if this is your 12th paycheck, enter 12. The calculator will project your full-year earnings based on your average so far.
What Is Gross Pay?
Gross pay is the total amount of money you earn before any taxes or deductions are taken out. It is the full number you see on your pay stub before things like federal tax, state tax, Social Security, Medicare, health insurance, and retirement contributions are removed. The money you actually take home after all those deductions is called net pay.
How Gross Pay Works for Hourly Workers
If you are paid by the hour, your gross pay is your hourly rate multiplied by the number of hours you worked. When you work more than 40 hours in a week, most workers earn overtime pay. Under the Fair Labor Standards Act (FLSA), overtime is paid at 1.5 times your normal rate, often called "time and a half." Some jobs also offer double-time pay at 2 times the normal rate for holidays or very long shifts. Your weekly gross pay is the sum of all your straight-time, overtime, and double-time earnings.
How Gross Pay Works for Salaried Workers
If you earn a salary, your gross pay is a fixed amount each year. To find your gross pay per paycheck, you divide your annual salary by the number of pay periods in the year. Common pay frequencies include:
- Weekly: 52 paychecks per year
- Bi-weekly: 26 paychecks per year
- Semi-monthly: 24 paychecks per year
- Monthly: 12 paychecks per year
Converting Between Salary and Hourly Rate
To find your hourly rate from an annual salary, divide the salary by the total number of work hours in a year. A standard full-time schedule is 40 hours per week across 261 work days, which equals 2,088 hours per year. If your work week is shorter, such as 35 or 37.5 hours, the total yearly hours will be lower, and your hourly rate will be higher.
Gross Pay vs. Net Pay
Many people know their net pay (take-home pay) but need to figure out the gross pay that produced it. To reverse-calculate gross pay from net pay, you need to know your pre-tax deductions (like 401(k) contributions and health insurance premiums) and your estimated tax withholding rate. The basic formula is:
Gross Pay = Net Pay ÷ (1 − Tax Rate) + Pre-Tax Deductions
This gives you an estimate. Your actual gross pay may differ slightly based on your exact tax situation.
Why Tracking Year-to-Date Gross Pay Matters
Your year-to-date (YTD) gross pay is the total gross income you have earned so far in the calendar year. Tracking it helps you estimate your projected annual income, plan for taxes, and check whether your pay stubs match your records. It is also useful when applying for loans, since lenders often ask for proof of income. If you are evaluating a pay raise or comparing compensation packages, knowing your YTD gross pay gives you a solid baseline.