Finance calculators

Wage Calculator

Updated Jun 17, 2026 By Jehan Wadia
Wage & Schedule
Enter the wage you know — decimals allowed (e.g. 18.75).
The frequency your entered wage represents.
Changing this auto-sets Hours Per Week. You can still override it below.
Used to annualize hourly pay (1–168).
Used to annualize daily pay (1–7).
Paid/unpaid holidays removed from working days.
Vacation days removed from working days.
Equivalent Wages — All Pay Frequencies
Pay Period Unadjusted Holidays & Vacation Adjusted
Derived Overtime Rates (Based on Unadjusted Hourly)
Rate Type Multiplier Calculated Rate
Regular Rate$25.00 / hr
Time-and-a-Half1.5×$37.50 / hr
Double Time$50.00 / hr
Unadjusted vs. Adjusted by Frequency
Plotted on a logarithmic scale so hourly through annual figures are visible together.
How these numbers are built

Introduction

This free wage calculator converts your pay into every common pay period. Enter an hourly, daily, weekly, biweekly, semimonthly, monthly, quarterly, or annual wage, and the tool instantly shows what you earn across all other time frames. It also adjusts your results for holidays and vacation days so you can see your true take-home working income.

Use it to compare job offers, plan a budget, or figure out your overtime rates. Just type in the wage you know, pick how often you get paid, and set your work schedule. The calculator does the rest. You get a full breakdown table, overtime pay rates at 1.5× and 2× your base, and a chart that puts every number side by side.

How to Use Our Wage Calculator

Enter your pay rate and work schedule below. The calculator will convert your wage into every pay period — hourly, daily, weekly, bi-weekly, semi-monthly, monthly, quarterly, and yearly. It also shows adjusted totals based on your holidays and vacation days, plus overtime rates.

Wage Amount: Type in the dollar amount you earn. This is the number on your paycheck or the rate you were offered. You can use decimals like 18.75.

Pay Frequency: Pick how often that wage is paid. For example, choose "Hourly" if your amount is an hourly rate, or "Annual" if it is a yearly salary.

Standard Daily Hours Schedule: Choose how many hours you work each day. This sets your hours per week automatically. Most full-time workers pick 8 hours per day.

Hours Per Week: This is the total number of hours you work in one week. It updates when you change the daily hours above, but you can type a different number if needed. If you need to track your actual hours worked, try the Work Hours Calculator.

Days Per Week: Enter how many days you work each week. Most people work 5 days, but you can set it from 1 to 7.

Holidays Per Year: Enter the number of holidays you get off each year. These days are subtracted from your total work days to figure out your adjusted pay. You can use the Business Days Calculator to count working days between specific dates.

Vacation Days Per Year: Enter the number of vacation days you take each year. Like holidays, these are removed from your total work days for the adjusted calculation. Our Annual Leave Calculator can help you plan your time off throughout the year.

Press the Calculate button to see your results, or press Reset to go back to the default values.

Understanding Your Wage and How It Converts Across Pay Periods

A wage is the amount of money you earn for your work. You might know your pay as an hourly rate, a weekly check, or a yearly salary. But it can be hard to figure out what that number looks like in a different time frame. For example, if you earn $20 per hour, how much is that per year? Our Hourly to Salary Calculator focuses on exactly that conversion. Or if your salary is $50,000 a year, what does that break down to per hour? The Salary to Hourly Calculator handles that specific scenario.

This wage calculator takes any pay amount you enter and converts it into every common pay period: hourly, daily, weekly, bi-weekly, semi-monthly, monthly, quarterly, and annual. It gives you two versions of each number. The unadjusted amount assumes you work every standard workday of the year with no time off. The adjusted amount accounts for holidays and vacation days you do not work, so you can see what your actual take-home schedule looks like.

Why Pay Frequency Matters

Not all jobs pay on the same schedule. Some workers get paid every week, others every two weeks with a biweekly paycheck, and some once or twice a month. When you compare job offers or plan a budget, you need to put all your numbers on the same scale. Converting your wage to a yearly amount using an Annual Income Calculator is the easiest way to compare two jobs side by side. Breaking a salary down to an hourly rate helps you see the true value of each hour you spend at work. You can also use a Monthly Income Calculator to see what your earnings look like on a monthly basis for budgeting purposes.

How Holidays and Vacation Affect Your Pay

If you are paid by the hour, the days you take off are days you do not earn money. That means your real yearly income is lower than a simple "hourly rate times 2,080 hours" calculation. The adjusted column in the results shows this reduced total. If you are on a fixed salary, your yearly pay stays the same whether you take time off or not, because your employer already built that time off into your pay. Knowing the difference helps you plan your finances more clearly. A Paycheck Calculator can further help you estimate your actual paycheck amount after taxes and deductions.

Overtime Rates Explained

In many jobs, if you work more than 40 hours in a week, you earn overtime pay. The most common overtime rate is time-and-a-half, which means 1.5 times your normal hourly rate. Some jobs pay double time, or 2 times your hourly rate, for holidays or extra-long shifts. This calculator shows you both rates based on your standard hourly wage so you know exactly what extra hours are worth. For a deeper dive into overtime earnings and how they impact your paycheck, use our dedicated Overtime Calculator. If you are also tracking hours for payroll, a Time Card Calculator can help you log your weekly hours accurately.


Frequently asked questions

What is the difference between unadjusted and adjusted wages?

Unadjusted means your pay assumes you work every standard workday all year with no days off. Adjusted subtracts your holidays and vacation days so you see what you actually earn during the days you work. If you are paid hourly, the adjusted yearly total will be lower because you earn nothing on days off.

Why does the adjusted column show the same amount as unadjusted when I enter a salary?

When you enter a weekly, monthly, or annual wage, the calculator assumes your employer already included time off in that pay amount. Your salary does not change when you take a vacation day. So the adjusted and unadjusted yearly totals stay the same. The adjusted hourly and daily rates will be higher, though, because the same pay is spread over fewer working days.

How does the calculator figure out my annual pay from an hourly rate?

It multiplies your hourly rate by your hours per week, then multiplies that by 52 weeks. For example, $20/hour × 40 hours × 52 weeks = $41,600 per year unadjusted.

What does day-based bi-weekly mean in the results table?

The main bi-weekly number divides your annual pay by 26 pay periods (52 weeks ÷ 2). The day-based estimate divides your annual pay by 365 calendar days and then multiplies by 14 days. It gives a slightly different number because it accounts for the fact that a year is not exactly 26 two-week blocks. Both are shown so you can compare.

Can I use this calculator if I work part-time?

Yes. Change the Hours Per Week and Days Per Week fields to match your part-time schedule. For example, if you work 20 hours over 4 days, enter 20 for hours and 4 for days. The calculator will adjust all conversions to fit your schedule.

What is the difference between bi-weekly and semi-monthly pay?

Bi-weekly means you get paid every two weeks, which gives you 26 paychecks a year. Semi-monthly means you get paid twice a month, usually on set dates like the 1st and 15th, which gives you 24 paychecks a year. Bi-weekly checks are slightly smaller because there are more of them.

Why does changing the daily hours schedule also change my hours per week?

The daily hours dropdown is a quick shortcut. When you pick 8 hours/day, it sets hours per week to 40 (8 × 5). When you pick 7.5 hours/day, it sets hours per week to 37.5. You can still type a custom number in the hours per week field after that if your schedule is different.

How many holidays should I enter?

Enter the number of days your workplace is closed or you get off for holidays each year. In the United States, many full-time workers get around 10 to 11 paid holidays. Check with your employer if you are not sure. The default is 10.

What happens if my holidays plus vacation days are too high?

The calculator will show an error. Your combined holidays and vacation days cannot be more than your total working days in a year. For example, if you work 5 days a week, you have 260 working days (5 × 52). Holidays plus vacation must be less than that number.

Does this calculator include taxes or deductions?

No. This calculator only converts your gross wage between pay periods. It does not subtract federal tax, state tax, Social Security, Medicare, or any other deductions. The numbers shown are your pay before anything is taken out.

How is overtime calculated in this tool?

The tool takes your unadjusted hourly rate and multiplies it by 1.5 for time-and-a-half and by 2 for double time. These are the most common overtime multipliers in the United States. It does not calculate total overtime earnings — it just shows your per-hour overtime rate.

Can I enter a wage with cents?

Yes. The wage field accepts decimals. You can type amounts like 18.75 or 22.50. When you click away from the field, the calculator formats it with two decimal places automatically.

Why is the chart using a log scale?

Your hourly pay might be $25, but your annual pay could be $52,000. Those numbers are very far apart. A regular chart would make the hourly bar so tiny you could barely see it. A logarithmic scale shrinks the big numbers and stretches the small ones so every bar is visible and easy to compare.

How do I compare two job offers using this tool?

Run the calculator once for each job offer. Enter the wage and pay frequency for the first job, note the annual amount, then do the same for the second job. Make sure you use the same hours, days, holidays, and vacation for both so the comparison is fair. The job with the higher annual number pays more.

Does this tool work for freelancers or contract workers?

Yes, but keep in mind that freelancers usually do not get paid holidays or vacation. Set both of those fields to 0. Also, freelancers pay self-employment tax on top of income tax, which this tool does not calculate. The wage conversions will still be accurate for your gross earnings.